Home insurance
Your home took years. Protect it.
Owner or renter, a fire, a break-in or an accident should not wipe out everything you have built. We help you insure your home with coverage you actually understand.
We offer coverage across the United States
Two situations, two policies
What you need is a completely different policy depending on whether you own the place or rent it.
If you own
Coverage for the building and everything inside it.
- The structure itself. Repair or rebuild after fire, storms and water damage.
- Your belongings. Furniture, appliances, clothes, electronics and valuables.
- Liability. If someone is injured on your property.
- Somewhere to stay. Lodging while your home is being repaired.
If you rent, your landlord’s policy does not cover your things
It is the most common mistake we see. The owner’s policy covers the building — not your TV, your clothes, your laptop or your furniture.
- Your personal belongings
- Liability if someone is injured in your apartment
- Temporary lodging if the place becomes unlivable
It costs far less than most people assume — for many families it is on par with a monthly utility bill. And more and more landlords now require it in the lease.
No rush
We help you work out how much you need
Most people badly underestimate what their home contains. We take that inventory with you, unhurried, so you neither overpay for coverage nor find the gap at the worst possible moment.
We are here to help
Get your home insurance quote
Owner or renter, we look at your situation and tell you exactly what coverage you need.
Book your consultation