Health insurance

Health coverage for your whole family

Seeing a doctor should not put you in debt. We compare plans with you, tell you in plain words what each one actually covers, and find the one that works for your family and your budget.

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Obamacare plans
No documents needed
Coverage nationwide

We offer coverage across the United States

Why health insurance matters so much

Financial protection

One unexpected medical bill should not undo years of work.

Care when you need it

People with coverage get seen sooner, and sooner is almost always cheaper.

Lower costs over time

Checkups and preventive care catch things while they are still small.

Less risk of medical debt

Medical bills are a leading cause of debt in this country. Coverage is the buffer.

A better quality of life

Staying healthy means more years with the people you love.

A doctor taking a patient’s blood pressure during a visit

Your health, in good hands

What does health insurance cover?

Thanks to the ACA (Obamacare), every Marketplace plan is required by law to cover the essentials:

Hospital stays, emergencies and ambulance
Lab work, X-rays and imaging
Maternity and newborn care
Preventive care and checkups
Mental health and substance use treatment
Prescription drugs
Primary care and specialist visits
Vaccines and pediatric care

Which means your family is broadly covered no matter which carrier you end up choosing.

Plans under Obamacare

Coverage that adjusts to what you earn.

  • From $0 a month for many households
  • Doctors, specialists, hospitals and prescriptions
  • Preventive screenings at no extra cost
  • A plan that fits your household
Check what you qualify for

Options without documents

Affordable medical memberships, no immigration check.

  • Medical memberships at fair rates
  • Doctor visits and lab work
  • Discounted pharmacy access
  • Care at clinics you can trust
See your options

The question we get most

Can it really be $0 a month?

For a lot of families, yes. Depending on your annual income and how many people are in your household, you may qualify for tax credits that bring the monthly premium down — and in plenty of cases all the way to $0.

It depends on your particular situation. We check your eligibility at no cost and tell you straight what you qualify for — no numbers we cannot back up later.

How it works

1
Book your callPick a day and time that suits you. Takes a minute.
2
We review your optionsWe look at your situation and check what you qualify for.
3
We pick the right planWe compare coverage and cost, and explain all of it clearly.
4
We stick aroundLong after you enroll, we are still the ones who pick up the phone.

After you enroll

The part that comes after

Signing the policy is the start, not the finish. Here is what we keep doing for you all year, at no extra cost.

  • Finding doctors in your networkWe track down nearby doctors who actually take your plan.
  • Setting up your appointmentsIf the phone call is easier with someone alongside you, we make it together.
  • Making sense of your billsBefore you pay something you do not understand, run it by us.
  • Backup on claimsIf the carrier denies something, you are not fighting it alone.
A Gold Star Insurance advisor helping a client over the phone at the office

Common questions

Can I apply if I do not have documents?

Marketplace plans require eligible immigration status, but we work with affordable medical memberships that do not. Tell us your situation and we will find the best option available in your state.

What do I need to apply?

How many people live in your household, a rough figure for your annual income, and your ZIP code. That is enough for us to check what you qualify for.

Are there really $0 plans?

For many families, yes. It comes down to your income and household size. We check your eligibility at no cost and tell you straight.

When does my coverage start?

If you enroll by December 15, coverage usually starts January 1. After that date, it starts later.

Can I keep my current doctor?

It depends on the plan’s network. Before you decide anything, we check whether your doctor is in it.

Can I enroll my family?

Yes. We check eligibility for everyone in the household — sometimes it works out better to put different members on different plans.

Have another question? Write to us

Ruddy Rodríguez and Nicolás Bordones, founders of Gold Star Insurance

We are here to help

Your health cannot wait.
Protect what matters most.

Book your free consultation today and find the health plan that fits you and your family.

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